{"id":695,"date":"2026-04-28T13:32:59","date_gmt":"2026-04-28T13:32:59","guid":{"rendered":"https:\/\/mw.dev-version.com\/envay-home\/?page_id=695"},"modified":"2026-04-28T14:05:42","modified_gmt":"2026-04-28T14:05:42","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/mw.dev-version.com\/envay-home\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"695\" class=\"elementor elementor-695\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10f9165 e-flex e-con-boxed e-con e-parent\" data-id=\"10f9165\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-02a2b38 e-con-full e-flex e-con e-child\" data-id=\"02a2b38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ce7b06 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ce7b06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><b>Terms and <span class=\"head-bg\">Conditions<\/span> <\/b><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d48ee8d e-flex e-con-boxed e-con e-parent\" data-id=\"d48ee8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b03c228 elementor-widget elementor-widget-text-editor\" data-id=\"b03c228\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Effective Date:<\/strong> April 24, 2026<br \/><strong>Website:<\/strong> <a href=\"https:\/\/mw.dev-version.com\/envay-home\/\">makesureyourinsurencecoveryourhome.com<\/a><br \/><strong>Company:<\/strong> Home Insurance Protection (\u201cCompany,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d)<\/p><p>These Terms and Conditions (\u201cTerms\u201d) govern your use of our website, services, bookings, inspections, reports, and related offerings. By accessing this website or booking a service, you agree to be bound by these Terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27ca2fb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"27ca2fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91971bc elementor-widget elementor-widget-heading\" data-id=\"91971bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Nature of Service<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-453398c elementor-widget elementor-widget-text-editor\" data-id=\"453398c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Home Insurance Protection provides a platform that helps connect homeowners with independent inspection professionals and related service providers for residential property inspections and informational reports.<\/p><p>Our services may include scheduling, payment processing, customer support, and electronic report delivery.<\/p><p>We do not guarantee:<\/p><ul><li>insurance coverage<\/li><li>claim approval<\/li><li>policy renewal<\/li><li>prevention of loss<\/li><li>any specific financial outcome<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-490340f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"490340f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c8ff28 elementor-widget elementor-widget-heading\" data-id=\"2c8ff28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Eligibility<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bc5cca elementor-widget elementor-widget-text-editor\" data-id=\"6bc5cca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You must be at least 18 years old and legally authorized to request services for the property involved.<\/p><p>By using our services, you represent that:<\/p><ul><li>You own, lease, manage, or are authorized to grant access to the property<\/li><li>Information you provide is accurate and complete<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34fd5a7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"34fd5a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54fd2ad elementor-widget elementor-widget-heading\" data-id=\"54fd2ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Booking and Payment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c6414d elementor-widget elementor-widget-heading\" data-id=\"2c6414d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.1 Upfront Payment Required<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc8d895 elementor-widget elementor-widget-text-editor\" data-id=\"cc8d895\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Displayed prices may be starting prices, estimates, or standard rates unless otherwise stated.<\/p><p>Pricing may vary based on:<\/p><ul><li>property size<\/li><li>service type<\/li><li>location<\/li><li>complexity<\/li><li>add-on services<\/li><li>access limitations<\/li><\/ul><p>Where applicable, final pricing will be disclosed before service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff40d7e elementor-widget elementor-widget-heading\" data-id=\"ff40d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3.2 Pricing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f12c4cb elementor-widget elementor-widget-text-editor\" data-id=\"f12c4cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Payment is charged <strong>before the scheduled visit<\/strong> in order to secure the appointment, reserve inspector availability, and confirm scheduling.<\/p><p>Appointments are not guaranteed until payment is successfully received.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91eaafc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"91eaafc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5643d1d elementor-widget elementor-widget-heading\" data-id=\"5643d1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Cancellation and Rescheduling<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f587c elementor-widget elementor-widget-heading\" data-id=\"b7f587c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.1 Customer Cancellation Policy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d78b8c9 elementor-widget elementor-widget-text-editor\" data-id=\"d78b8c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You may cancel or reschedule by contacting us.<\/p><ul><li><strong>48 hours or more before the scheduled appointment:<\/strong> full refund or reschedule credit.<\/li><li><strong>Less than 48 hours before the appointment:<\/strong> 50% of the total booking amount is non-refundable and retained as a cancellation fee.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d197159 elementor-widget elementor-widget-heading\" data-id=\"d197159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4.2 No Show \/ Access Failure<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-867871a elementor-widget elementor-widget-text-editor\" data-id=\"867871a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If the inspector cannot complete the appointment due to:<\/p><ul><li>customer absence<\/li><li>denied access<\/li><li>unsafe conditions<\/li><li>unsecured pets<\/li><li>utilities turned off<\/li><li>inability to access necessary areas<\/li><\/ul><p>then the booking may be treated as a late cancellation or no-show.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49da17a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"49da17a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2472d0a elementor-widget elementor-widget-heading\" data-id=\"2472d0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Scheduling and Arrival Times<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-638628b elementor-widget elementor-widget-text-editor\" data-id=\"638628b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Appointment times are estimated windows. Delays may occur due to traffic, weather, prior appointments, emergencies, or events outside our control.<\/p><p>We will make reasonable efforts to communicate delays or rescheduling needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eaf63c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7eaf63c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2cb383 elementor-widget elementor-widget-heading\" data-id=\"c2cb383\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. Reports and Delivery Timeline<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86b230f elementor-widget elementor-widget-text-editor\" data-id=\"86b230f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Inspection reports are generally sent <strong>within 5 to 7 business days after the completed visit<\/strong> unless otherwise stated.<\/p><p>Delivery timelines may vary based on:<\/p><ul><li>complexity of inspection<\/li><li>report volume<\/li><li>additional review required<\/li><li>testing add-ons<\/li><li>circumstances beyond our control<\/li><\/ul><p>Reports are typically delivered electronically.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8025512 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8025512\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5af8bf elementor-widget elementor-widget-heading\" data-id=\"c5af8bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. Nature of Reports<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f76f55b elementor-widget elementor-widget-text-editor\" data-id=\"f76f55b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Inspection reports are informational only and reflect visible, reasonably accessible conditions at the time of inspection.<\/p><p>Reports:<\/p><ul><li>are not warranties<\/li><li>are not guarantees of future condition<\/li><li>may not identify hidden or concealed defects<\/li><li>are not legal, engineering, insurance, or contractor advice<\/li><\/ul><p>We do not guarantee that any report will satisfy any insurer, lender, buyer, seller, municipality, or third party.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7555b2a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7555b2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c83738 elementor-widget elementor-widget-heading\" data-id=\"9c83738\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">8. Independent Service Providers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-286d3cf elementor-widget elementor-widget-text-editor\" data-id=\"286d3cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Inspectors and certain service providers may be independent contractors and not employees of the Company.<\/p><p>Each provider remains responsible for their own licensing, insurance, professional obligations, and work performance where required by law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36feef0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"36feef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae5667d elementor-widget elementor-widget-heading\" data-id=\"ae5667d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">9. Customer Responsibilities<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-910e5d6 elementor-widget elementor-widget-text-editor\" data-id=\"910e5d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You agree to:<\/p><ul><li>provide accurate property information<\/li><li>ensure legal property access<\/li><li>secure pets<\/li><li>provide safe conditions<\/li><li>disclose known hazards when possible<\/li><li>ensure relevant utilities are active if systems are to be inspected<\/li><\/ul><p>Failure to do so may limit service or result in fees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b9559e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0b9559e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2d9bc1 elementor-widget elementor-widget-heading\" data-id=\"b2d9bc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">10. Limitation of Liability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-010d4ea elementor-widget elementor-widget-text-editor\" data-id=\"010d4ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To the maximum extent permitted by law, Home Insurance Protection shall not be liable for:<\/p><ul><li>indirect or consequential damages<\/li><li>lost profits<\/li><li>claim denials<\/li><li>policy cancellations<\/li><li>hidden defects<\/li><li>future system failures<\/li><li>third-party decisions by insurers or lenders<\/li><\/ul><p>Our maximum liability, if any, shall not exceed the amount paid by you for the specific service in dispute.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97a2785 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"97a2785\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddb0f6e elementor-widget elementor-widget-heading\" data-id=\"ddb0f6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">11. Refund Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5936fa8 elementor-widget elementor-widget-text-editor\" data-id=\"5936fa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Refund requests are reviewed case-by-case.<\/p><p>No refunds are guaranteed after a completed site visit except where required by law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2105053 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2105053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d02ca71 elementor-widget elementor-widget-heading\" data-id=\"d02ca71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">12. Intellectual Property<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1908e04 elementor-widget elementor-widget-text-editor\" data-id=\"1908e04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>All content on the website, including text, graphics, branding, layout, systems, and materials, is owned by Home Insurance Protection or properly licensed.<\/p><p>Unauthorized copying or reuse is prohibited.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-599a3f8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"599a3f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac05cf7 elementor-widget elementor-widget-heading\" data-id=\"ac05cf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">13. Privacy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832d4ec elementor-widget elementor-widget-text-editor\" data-id=\"832d4ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your use of the website may involve collection of personal information. Please review our Privacy Policy when available.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-249c016 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"249c016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09c9e28 elementor-widget elementor-widget-heading\" data-id=\"09c9e28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">14. Changes to Terms<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67cb9ca elementor-widget elementor-widget-text-editor\" data-id=\"67cb9ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We may modify these Terms at any time by posting updated versions on the website.<\/p><p>Continued use of the website or services after updates constitutes acceptance of revised Terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38f8edd elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"38f8edd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7706e1f elementor-widget elementor-widget-heading\" data-id=\"7706e1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">15. Governing Law<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8f13d1 elementor-widget elementor-widget-text-editor\" data-id=\"e8f13d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>These Terms shall be governed by the laws of the State of New York, unless otherwise required by applicable law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d72333 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5d72333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18fcbc3 elementor-widget elementor-widget-heading\" data-id=\"18fcbc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">16. Disputes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e48333 elementor-widget elementor-widget-text-editor\" data-id=\"4e48333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Any disputes arising from these Terms or use of our services shall first be addressed through good-faith informal resolution.<\/p><p>If unresolved, disputes shall be brought in the appropriate courts located in New York, unless otherwise required by law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2bdd62 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c2bdd62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29fb0f1 elementor-widget elementor-widget-heading\" data-id=\"29fb0f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">17. Contact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c8fe32 elementor-widget elementor-widget-text-editor\" data-id=\"0c8fe32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Home Insurance Protection<\/strong><br \/><strong>Website:<\/strong> <a href=\"https:\/\/mw.dev-version.com\/envay-home\/\">makesureyourinsurencecoveryourhome.com<\/a><br \/><strong>Email:<\/strong> <a href=\"mailto:info@makesureyourinsurencecoveryourhome.com\">info@makesureyourinsurencecoveryourhome.com<\/a><br \/><strong>Phone:<\/strong> <a href=\"tel:8889239833\">(888) 923-9833<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions Effective Date: April 24, 2026Website: makesureyourinsurencecoveryourhome.comCompany: Home Insurance Protection (\u201cCompany,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d) These Terms and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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