Water Damage Claim
Injury Attorney
Fort Lauderdale Water Damage Lawyer
Plumbing issues are one of the leading causes of water damage in homes. While some leaks are easy to spot, others, such as a burst or cracked pipe hidden inside a wall, can go unnoticed for months or even years. By the time the problem becomes visible, it may have escalated into extensive and costly damage. Water damage can also occur due to faulty appliances like washing machines, refrigerators, and dishwashers, aging water heaters that burst, or extreme weather events such as floods and hurricanes.
When you are already dealing with the stress of water damage, finding out your insurance company is delaying or denying your claim can be overwhelming. You do not have to face this situation alone. The water damage lawyers at Charles Injury Law are ready to protect your rights, challenge unfair claim decisions, and help you pursue the full compensation you deserve.
Contact Charles Injury Law to schedule a consultation with a lawyer today. (954) 390-2228
Examples of Water & Flood Damage Claims
Whether your water damage is covered will depend on how it happened, whether it was sudden or gradual, and the terms of your policy. Your water damage attorney from Charles Injury Law can help you understand your coverage and guide you through the process if your claim is denied or disputed.
Gradual Damage
Slow leaks, such as a cracked pipe behind a wall, foundation seepage, or a roof leak causing hidden mold, are often excluded from standard homeowner’s policies. However, some policies make exceptions. Knowing the exact wording in your policy is essential to determine whether you are entitled to coverage.
Sudden Damage
Storm damage, such as a tree falling on your home and letting in water, is generally covered. Problems can arise if mold develops later and the insurer claims it resulted from gradual damage.
Initial vs. Secondary Damage
Some policies exclude replacing the damaged appliance itself but will cover the resulting harm to floors, walls, or ceilings. An attorney can help you interpret your policy and ensure you receive the compensation you deserve.
What should you do if your water damage claim is denied?
The first step is to carefully review your policy so you understand why your water damage claim may have been denied. Check if your coverage includes floods or gradual water damage, and make sure your home’s systems and appliances are well-maintained. Even with proper upkeep, sudden events like burst pipes or storms can still cause costly damage, so it is important to act quickly when they happen.
If your insurer denies the claim, request a written explanation. If you believe the damage should be covered, a water damage attorney from Charles Legal can step in. Our team is skilled at negotiating with insurance companies that delay, underpay, or refuse valid claims. We know the tactics they use and will work to secure the compensation you deserve. We operate on a contingency basis, so you will not face out-of-pocket costs.
Water Damage Insurance Claim Process
Filing a water damage claim can be stressful, but knowing the right steps can make the process smoother. Your policy will outline specific requirements, so start by reviewing it and taking action quickly.
Notify Your Insurance Company Immediately
Call your insurer as soon as the damage occurs. Explain the extent of the problem, what caused it, and any urgent measures you have taken. They may advise you to prevent further damage by removing excess water, covering leaks, or securing openings until an adjuster arrives.
Document the Damage Thoroughly
Before cleaning or moving anything, take clear photos and videos of the affected areas. Capture close-ups and wider shots, and keep notes on how the damage occurred.
Keep Records and Communication Logs
Save all receipts for emergency repairs, and record every conversation with your insurer. This information can be crucial if there are disputes about your claim.
Injury Attorney
Contact Charles Injury Law Today
If you are facing water damage and struggling with an insurance claim, the right legal help can make all the difference. Our team at Charles Legal is here to review your case, explain your options, and guide you through the process from start to finish. Whether your claim has been denied, delayed, or undervalued, we are ready to step in and protect your rights.
You can reach out to us by phone, email, or through our online form for a free consultation. We will listen to your situation, answer your questions, and help you take the next steps toward getting the compensation you deserve.
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