Commercial Insurance Claims
Injury Attorney
Commercial Insurance Claims Lawyer Fort Lauderdale
Businesses purchase insurance to protect employees, property, merchandise, and investments. When damage occurs from unexpected events, that coverage should step in. Unfortunately, some commercial insurance claims are denied or delayed, leaving you with mounting stress and financial concerns.
If you are facing a denied claim, the attorneys at Charles Injury Law are ready to help. We handle all aspects of commercial property damage disputes, working to secure the compensation your business deserves. Our Fort Lauderdale commercial insurance lawyers will review your policy, assess your claim, and negotiate directly with the insurance company on your behalf.
Your focus should remain on running your business, not battling your insurer. Let our team handle the legal process so you can concentrate on growth and success.
Contact Charles Injury Law to schedule a consultation with a lawyer today. (954) 390-2228

Examples of Claim Denials We Handle
We have helped businesses resolve a wide range of commercial insurance disputes, including:
- Coverage denials
- Claims that remain unpaid
- Unreasonable delays in payment
- Unreasonable delays in payment
- Wrongful refusals to settle claims
A delayed or denied claim can put your company’s finances at serious risk. If your insurer has acted unfairly, you do not have to accept their decision. The commercial insurance lawyers at Charles Injury Law in Fort Lauderdale can review your policy, evaluate your case, and take action to protect your business. We fight to secure the payment you are owed so you can focus on running and growing your company.
Why do you need a commercial insurance claims lawyer?
When your business faces a denied, underpaid, or mishandled insurance claim, you should not accept the insurer’s decision without challenge. The commercial insurance claims team at Charles Injury Law is here to protect your rights and your bottom line.
We offer a free, no-obligation review of your policy and claim, carefully examining the insurer’s reasons for denial or underpayment. If there are discrepancies, we have the experience and resources to fight for a fair outcome.
If needed, we can guide you through an appraisal to determine the true value of your losses. We know how vital commercial property damage coverage is to your business, and we work on a contingency basis with no upfront costs.
Filing a Commercial Insurance Claim
A successful commercial insurance claim starts with following the right steps and protecting your own interests from the beginning.
Notify Your Insurance Immediately
Contact your insurance company as soon as the incident occurs. They will assign an adjuster, who may work for the insurer or an independent firm. Remember, adjusters represent the insurance company’s interests, not yours.
Prepare for the Loss Inspection
The adjuster will schedule a visit to assess the damage. Have all documentation, receipts, and photographs ready. They may request proof of the property’s condition before the incident, separation of damaged and undamaged items, or additional inspections by specialists such as engineers. Promptly comply with these requests to avoid delays.
Rebuilding and Contractor Offers
You may receive unsolicited offers from contractors or public adjusters. Compare their estimates with your insurer’s. If there is a major difference, the commercial damage claims lawyers at Charles Injury Law in Fort Lauderdale can review your policy and ensure you receive a fair evaluation.
Insurance Company Response
The insurer may offer a reasonable settlement, request more proof of loss, or present an offer far below what you believe is fair. In some cases, they may deny your claim outright. If this happens, our legal team is ready to negotiate or litigate to protect your business.

Injury Attorney
Contact Charles Injury Law Today
If your commercial insurance claim has been denied, delayed, or undervalued, the experienced team at Charles Injury Law is ready to step in. We know how critical timely insurance payments are to keeping your business running, and we will work hard to protect your rights and financial stability.
Our lawyers will review your policy, investigate the insurer’s actions, and fight for the fair settlement you deserve. You can start with a free, no-obligation consultation to explore your options.
We work on a contingency basis, so you pay nothing unless we recover compensation for you.
Call our Fort Lauderdale office today or complete the online form to schedule your case review. Let us deal with the insurance company so you can focus on your business.
DO I HAVE A CASE?
Submit A FREE Case Review
Submit your case Details
Share the details of your situation through our simple, secure form. The more information you provide, the better we can understand your case and determine the best strategy to protect your rights and pursue fair compensation.
Case Detail Evaluation
Our experienced legal team reviews your case thoroughly, assessing every fact and piece of evidence. We identify your strongest legal options, explain the process clearly, and ensure you know exactly what to expect before moving forward with your claim.
Fighting for you
Once we take your case, we are fully committed to protecting your rights. We negotiate with insurance companies, gather strong evidence, and represent you with skill and determination to secure the justice and compensation you deserve.